A strong credit score is the foundation of financial credibility, influencing everything from loan approvals to interest rates and even job opportunities. However, errors, fraudulent activities, and wrongful reporting by credit bureaus or financial institutions can severely impact your creditworthiness. At IJA Advocates & Consultants, we specialize in credit score dispute resolution, ensuring that your financial reputation is protected and restored.

Our Expertise

We provide end-to-end legal assistance to individuals and businesses facing issues related to:

• Incorrect Credit Reports – Challenging inaccuracies in credit reports, such as wrongful defaults, outdated loan settlements, and misreported transactions.
• CIBIL & Credit Bureau Disputes – Liaising with CIBIL, Experian, Equifax, and CRIF High Mark to rectify errors and ensure compliance with RBI guidelines.
• Unauthorized Transactions & Identity Theft – Handling cases of fraud, cybercrime, and misuse of credit information affecting your score.
• Loan & Credit Card Disputes – Addressing wrongful charges, settlement discrepancies, and non-updation of paid dues.
• Legal Notices & Litigation – Representing clients in consumer forums, banking ombudsman complaints, and legal proceedings against financial institutions.
• Credit Repair Advisory – Offering strategic guidance to improve and maintain a healthy credit score.

Why Choose Us?

✔ Expertise in Banking & Financial Laws – Our team has deep knowledge of RBI norms, credit reporting regulations, and consumer protection laws.
✔ Swift Resolutions – We act quickly to dispute errors and ensure corrective action from credit bureaus and lenders.
✔ Direct Engagement with Financial Institutions – We negotiate with banks, NBFCs, and credit bureaus on your behalf for efficient dispute resolution.
✔ Confidential & Tailored Solutions – Every case is unique, and we offer personalized legal strategies to safeguard your financial standing.

If your credit score has been unfairly affected, let us help you set the record straight.